{"id":952,"date":"2021-12-16T14:04:28","date_gmt":"2021-12-16T20:04:28","guid":{"rendered":"http:\/\/lindner-marsack.com\/news\/?p=952"},"modified":"2021-12-16T14:05:56","modified_gmt":"2021-12-16T20:05:56","slug":"at-home-covid-19-tests-soon-to-be-covered-by-employer-health-plans","status":"publish","type":"post","link":"https:\/\/lindner-marsack.com\/news\/at-home-covid-19-tests-soon-to-be-covered-by-employer-health-plans","title":{"rendered":"AT-HOME COVID-19 TESTS SOON TO BE COVERED BY EMPLOYER HEALTH PLANS"},"content":{"rendered":"<p>By: David Keating<\/p>\n<p>On December 2, President Biden announced a nine-point action plan to combat COVID-19 as the United States heads into the winter months and with the emergence of a new variant, Omicron.\u00a0 One of the actions announced calls for the Departments of Health and Human Services, Labor and the Treasury to issue guidance by January 15, 2022 to clarify that individuals who purchase over-the-counter COVID-19 at-home diagnostic tests may seek reimbursement from their group health plan or health insurance issuer at no cost to the health plan participant during the public health emergency.<\/p>\n<p>The Department of Health and Human Services Secretary has renewed the public health emergency every three months since January 2020.\u00a0 The current public health emergency expires on January 15, 2022.\u00a0 Based on the deadline for the guidance and the wording of the action plan, it is certainly expected that the public health emergency will be extended into the foreseeable future.<\/p>\n<p>Under the current guidance, over-the-counter at-home COVID tests are covered at no cost to the health plan participant only when ordered by an attending health care provider following a determination of medical necessity.\u00a0 The forthcoming guidance will likely eliminate the involvement of a health care provider.<\/p>\n<p>The action plan states that workplace screening will remain consistent with current guidance.\u00a0 Under the current guidance, coverage for COVID testing without health plan participant cost-sharing is not required if the purpose is general workplace health and safety (such as return-to-work programs, public health surveillance, or any other employment-related reason not primarily intended for individualized diagnosis or treatment of COVID-19.\u00a0 The action plan may indicate that coverage for at-home testing without health plan participant cost-sharing will still not be required if the test\u2019s purpose is to allow employees to return to the workplace in accordance with an employer\u2019s policy and\/or OSHA\u2019s Emergency Temporary Standard for employers with 100+ employees (which is currently stayed pending litigation).\u00a0 If that is the case, it would seem that it would be extremely difficult to monitor from a practical standpoint.<\/p>\n<p>The action plan leaves open many questions for employer health plans that the forthcoming guidance should answer.\u00a0 For instance, may group health plans impose limits (such as number, frequency, or dollar caps) on coverage and reimbursement of at-home tests without participant cost-sharing?\u00a0 Will the at-home test be fully covered at the point of sale or will the health plan participant need to submit claims for reimbursement?\u00a0 Employers should closely watch for the guidance to determine what changes will be required to their health plans and the costs associated to those changes due to the expanded scope of required coverage.<\/p>\n<p>Lindner &amp; Marsack, S.C. represents employers in all areas of labor and employment law.\u00a0 If you have any questions about the President\u2019s action plan or any other labor or employment issue involving your business, please contact us at any time.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By: David Keating On December 2, President Biden announced a nine-point action plan to combat COVID-19 as the United States heads into the winter months and with the emergence of a new variant, Omicron.\u00a0 One of the actions announced calls for the Departments of Health and Human Services, Labor and the Treasury to issue guidance [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[26],"tags":[],"class_list":["post-952","post","type-post","status-publish","format-standard","hentry","category-covid-19"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p5WrIF-fm","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/lindner-marsack.com\/news\/wp-json\/wp\/v2\/posts\/952","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lindner-marsack.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lindner-marsack.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lindner-marsack.com\/news\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lindner-marsack.com\/news\/wp-json\/wp\/v2\/comments?post=952"}],"version-history":[{"count":3,"href":"https:\/\/lindner-marsack.com\/news\/wp-json\/wp\/v2\/posts\/952\/revisions"}],"predecessor-version":[{"id":955,"href":"https:\/\/lindner-marsack.com\/news\/wp-json\/wp\/v2\/posts\/952\/revisions\/955"}],"wp:attachment":[{"href":"https:\/\/lindner-marsack.com\/news\/wp-json\/wp\/v2\/media?parent=952"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lindner-marsack.com\/news\/wp-json\/wp\/v2\/categories?post=952"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lindner-marsack.com\/news\/wp-json\/wp\/v2\/tags?post=952"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}